Toll Free: 1-800-308-4961

Commercial Loans

Home Loans, Commercial Loans, CA Residential Loans, Hard Money Loans


Our first question is whether the primary purpose of the loan is for business or consumer use. If the loan is primarily for business purposes we are provided more latitude in using equity (collateral) as a mitigating factor against other possible deficiencies.
The rules have changed. Even when commercial property is used as collateral, we must verify the borrower has reasonable ability to pay if the purpose of their loan is primarily for consumer use.
We lend as little as $30,000, offer personalized service, and as a direct lender maintain the ability to make decisions instantly.
Qualifications are based upon the property’s value, not the borrower’s credit. With sufficient equity (collateral) we can usually fund your loan immediately.
Loans primarily for business purposes with large cushions of equity couldn’t get any easier. No formal 1003 loan application, no tax returns, no profit and loss statements.

Home Loans, Commercial Loans, CA Residential Loans, Hard Money Loans

Loans for all property types:

  • Residential
  • Commercial
  • Industrial
  • Apartment Buildings (Any Number of Units
  • Non-Conforming
  • Construction
  • Retail
  • Office Buildings
  • Mixed-Use
  • Multi-Family
  • Single Tenant or Owner-User
  • Self Storage or Mini Storage Facilities
  • Mobile Home Parks
  • Land


    • Broker Friendly – Commissions are protected!
    • Low Origination Fee
    • No Minimum FICO Credit Score Requirement
    • Always Fixed Rates
    • Up to 20 Year Term Available
    • Interest Only or Amortized Payments
    • Quick Funding – Our Specialty
    • Direct Lender – In House Underwriting

    Please contact us to hear more about our competitive loan options.

    Common Sense Underwriting
    Based Primarily on Equity

    Purchase or Refinance

    Owner or Non-Owner Occupied
    Salaried, Self-Employed or Retired

    Loans for Any Purpose
    Consumer or Business Use

    Homes – Mixed-Use – Commercial
    Apartment Buildings – Retail – Industrial

    All Credit Accepted
    No Minimum FICO Credit Score

    Since 1979

    Toll Free: 1-800-308-4961

    Real Estate Broker
    California Bureau of Real Estate License #746683
    Nationwide Mortgage Licensing System ID #348288

    California Mortgage AssociationEqual Housing Opportunity Lender

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